Improve your Credit Score

A better credit score means more money in your pocket.

Credit Repair Florida


We are a full-service credit repair agency that does more than send letters out to credit bureaus. We not only remove derogatory items from credit reports -we take it to the next level by helping with investor funding to add credit once disputes have been removed. We also help our clients obtain their line of credit and maintain it on their own.

Our process involves first removing derogatory items that are hurting credit followed by adding positive credit to your history as well as generating new funding and credit cards. This allows our clients to maintain a higher credit score.


Frequently Asked Questions

What is a Credit Score?

A credit score is a number generated by a mathematical formula that is meant to predict creditworthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and manage to get approved for credit, your interest rate will be much higher than someone who has a good credit score. Having a high credit score will save you many thousands of dollars.

What is a Credit Bureau?

A credit bureau is a company that collects and mantains your credit information and sells it to lenders, creditors and consumers in the form of a credit report. There are dozens of credit bureaus, but we're most concerned with the big three: Equifax, Experian and TransUnion.

Do I have to pay my bills on time?

Payment history is a major factor in credit scoring. If you have late paid bills, have collections or a bankruptcy, these evens won't reflect well in your credit score.

Do I need a long credit history?

Generally speaking, the longer your history of holding accounts is, the more trusted you will be as a borrower.

What if I recently applied for credit?

Having many recent inquiries can be considered negative by the bureaus. Only apply for credit when you really need it.

What about any outstanding debt?

It is important to not use all of your available credit. If all of your credit cards are maxed out, your scores will reflect that you are not managing your debt wisely.


Credit Repair
Credit Enhancement

If you need credit repair services and would like to learn more, please click HERE to get in touch with us!


Credit Repair

$225 / first month

$150 / each month after

  • Method of removing negative history, false inquiries, derogatory and errors from credit report.


10% / of new credit obtained

  • Process of adding new personal or business credit to increase liquidity and trade lines.

17 things that hurt your credit score

  • Missing a card or loan payment.

    Maxing out a credit card

    Hard inquiries

    Applying for too many credit cards

    Collections and charge-offs

    Credit report errors
  • Bankruptcy


    Deed in lieu

    Short sale

    Debt settlement

    Debt consolidation
  • Refinancing a home, student or car loan

    Canceling a credit card

    Being an authorized user on someone’s “bad” account

    Using only one type of credit

    Not having a credit card


Source HERE

9 Benefits of Having a Good Credit Score

  • Low Interest Rates on Credit Cards and Loans

    Better Chance for Credit Card and Loan Approval

    More Negotiating Power
  • Get Approved for Higher Limits

    Easier Approval for Rental Houses and Apartments

    Better Car Insurance Rates
  • Get a Cell Phone on Contract With No Security Deposit

    Avoid Security Deposits on Utilities

    Bragging Rights

What a Low Credit Score Costs You


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